Compare two offers
Two packages, side by side, in real monthly in-hand — each under whichever regime suits it.
Frequently asked questions
How do I compare two job offers by take-home pay?
- Enter each offer's annual CTC. CalcBuddy computes the real monthly in-hand for each after income tax, PF and professional tax — using whichever regime (old or new) is better for that salary — so you compare like for like, not just the headline CTC.
Why is the higher CTC not always the better offer?
- Because CTC bundles employer PF, gratuity and other components that never reach your bank account, and tax rises with income. A higher CTC with a worse salary structure can leave less in hand than a lower, cleaner offer. Comparing in-hand shows the real difference.
Does the comparison use the old or new tax regime?
- Each offer is shown under whichever regime leaves more in hand at that income, for FY 2026-27. You can open either offer in the full calculator to see the old-vs-new breakdown.
Can I share the comparison?
- Yes — the comparison lives in the page link, so you can copy the URL and send it to a recruiter, mentor or partner. Nothing you enter is stored on our servers.
Salary calculators
Estimates only — not tax or financial advice. Your actual pay depends on your company’s exact salary structure and your declared investments. Tax rules: Budget 2026 retained FY 2025-26 slabs unchanged. Verified against Income Tax Dept (incometax.gov.in) & ClearTax, July 2026.